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Therefore, some lenders may be able to provide short term loans UK even if you have a low credit score, depending on your situation and the type of loan. Naturally, it will be harder for you to get a loan or any other credit if your credit history is poor. Because of the perceived dangers, more lenders might reject your application if it is really bad. Even for same day loans UK with really poor credit, some lenders may still approve your application; however, due to the increased risk, you may have to pay a little bit more for the loan.